Hello and thank you for reaching out to us!
While we would love to be able to give you specific information regarding drug coverage for you, these types of questions are better directed to the insurance plan you are enrolled with.
Most every insurance plan out there has a different formulary, or list of covered drugs, even Medicaid and Medicare plans.
Every state runs its own Medicaid program, and therefore, will have a different formulary of covered drugs. Additionally, if you have ever signed up for a Medicare Part D plan (which is the drug portion of Medicare), I'm sure you are well aware of the number of options available to you.
Even within plans, there are different membership levels, each with their own specific drug coverage.
So, your best bet is to call your insurance company directly and ask whether or not they cover a particular drug, which in this case is Esbriet (Pirfenidone).
Having said all of the above, after doing a little research into Medicaid and Medicare coverage for Esbriet, it appears that most plans cover it (GoodRx states the over 97% do), but only with a 'prior authorization'.
A 'prior authorization' is a process in which an insurance company requires more information to be submitted prior to paying for the drug. In other words, the drug needs approval before it's covered.
The prior authorization process generally takes 24-72 hours so don't expect that you can drop off a prescription for Esbriet and pick it up 15 minutes later. It's going to take a few days.
There are a number of reasons why a drug may need prior authorization, including:
- Expense (Esbriet is thousands of dollars for a month supply)
- Potential adverse reactions
- There are other lower-cost options available
- Certain health conditions need to be met
- The drug has a high potential for abuse
Many drugs that fall into these categories are called 'specialty drugs'. Specialty drugs are typically high-cost items that are indicated for a relatively narrow range of indications.
Esbriet would fall into a few of the categories above. For one, it's expensive. Additionally, liver function tests are required before starting therapy on the drug and your insurance plan will likely want to make sure these tests have been done before paying.
For one insurance plan example, Independent Health MNY Managed Care, based in Western New York, covers Esbriet but only with prior authorization. Their prior authorization requirements for the drug are as follows:
- Diagnosis of the covered use (i.e. it can only be prescribed for FDA approved indications)
- Submission of baseline liver function tests (e.g. AST, ALT, and bilirubin)
- Agreement to monitor liver function while on therapy (e.g. monthly for the first 3 months and then at least every 3 months thereafter)
Since I am based in New York, I also took a look at the New York Medicaid formulary and Esbriet is covered, but again, only with prior authorization.
The prior authorization process is handled by your health plan and your doctor's office. Your doctor will submit the required information and the health plan will review it (generally the review is done by a clinical pharmacist or doctor).
The patient (i.e. you) just needs to wait for a determination from the health plan. As long as you follow the protocol that your health plan has provided, it should be covered.
I apologize I can't give more specific information, but at least you have a general idea that Esbriet is covered under most plans, you just likely will need to go through an approval process.
Thank you again for contacting us!
Drug coverage will vary by insurance plan, even among Medicaid and Medicare Plans. Esbriet is covered under most plans, but generally only after a prior authorization has been obtained. Your doctor will need to submit the information your specific health plan requires (e.g. liver function tests etc...) and a coverage determination is generally made within a few days.